俄乌局势与战争险保险

CPI 资讯 No. 600

摘 要

最近，乌克兰和俄罗斯的武装冲突局势变化很快且愈演愈烈，协会也接到了不同的当地报道，因此认为该武装冲突的爆发将给航经或停靠黑海和亚速海内港口的船舶带来新的安全威胁。继协会2022年2月18日发布的关于船舶战争险除外区域变更的通函之后，两国之间已在黑海水域采取武装行动，因此协会建议会员注意以下几点：

 乌克兰局势更新

目前正在进行的武装行动变化很快，局势不可预计也不稳定。这自然而然地影响了黑海水域的港口运营，如敖德萨港口附近已经被报道发生武装爆炸和轰炸。据报道，当局已经关闭了敖德萨港口的入口并且货物装卸操作暂停直到当局进一步通知。因为黑海和乌克兰东部其他区域仍保持在危险状态受武装力量控制，因此船舶也很可能在此区域遭遇航行困难。因此，协会强烈建议会员如有船舶需要挂靠乌克兰港口，请及时联络港口当地代理以了解最新局势。

 保险

关于会员的战争险保险如何承保相关风险，协会提醒会员参考协会于2019年8月19日发布的推送，“船舶战争险系列之二—谈谈除外区域、加保、加费及操作机制”的详细解释。 

在2月18日协会发布的【2022】2号通函中，协会发布了根据伦敦保险市场联合战争险委员会对于原船舶战争险除外区域清单 (JWLA-027)进行的修改以及新发布的除外区域清单( JWLA-028)撤销定期船舶战争险的7天通知。通知表明原定期船舶战争保险合同将于2022年2月26日23:59时（格林威治时间）被撤销。同时，除非协会收到会员公司相反的通知，协会同意该定期船舶战争保险合同将于2022年2月27日00:00时（格林威治时间）自动恢复，但适用新的JWLA-028以代替原JWLA-027。会员需要特别注意，由于当地局势快速变化，目前对于船舶进入乌克兰和亚速海水域的加保和加费报价仅为24小时有效，如果船舶未能在24小时有效期内驶入除外区域，保险人有权对附加费率和变更的保险条件进行更改。具体细节请参见【协会通函】关于船舶战争险除外区域变更的通函。

The English version of the tips is provided as follows for members in need.

The situation in Ukraine is changing every minute and impossible to predict with accuracy, but there is clearly a possibility that escalation of the conflict may impact on vessels navigating in the Black Sea and the Sea of Azov. Following the Association’s member circular dated 18th February, 2022 updating on war risk listed area, Members are recommended to pay attention to the following:

Updates on the armed conflict in Ukraine

The ongoing military action is fast moving and unpredictable, but is impacting on port operations in Black Sea area such as Odessa where explosions have been reported. It is reported that local authorities have closed entrances to the port of Odessa and cargo operations might be suspended until further notice.  Vessels may also face navigational challenges as the rest of Black Sea and Eastern Ukraine areas remain dangerous sea areas and under armed force control. Therefore, the Association strongly suggest members to contact your local agents for latest advice if you have a vessel calling to Ukraine.

Insurance cover

Regarding members’ query on how war risk cover operates in the current situation in Ukraine, the Association would refer you to Association News No.407, dated 19 August, 2019 which provides general guidance on War Risk Cover, additional premium and navigational operations in high risk listed areas. 

https://www.chinapandi.com/index.php/en/loss-prevention-en/5451-article-5451

In recent member circular No.2 [2022] dated 18th February, 2022, the Association advised that Joint War Committee has published JWC Hull War, Piracy, Terrorism and Related Perils Listed Areas 15 February 2022 (JWLA-028). The Association would like to draw your attention that current war risks cover policy would be terminated at 23:59 on 26th February 2022 (Greenwich time) and reinstated at 00:00 27th February 2022 (Greenwich time) with JWLA-027 to be replaced by JWLA-28 unless further notice. Special attention is required for held cover and additional premium quotation for vessel entering into Ukrainian and Russian waters in the Black Sea and the Sea of Azov subject to 24/7 which means the underwriter is entitled to change additional premium or revise cover terms if the vessel fails to enter into subject waters within 24 hours after the quotation. Please see more details in the member circular No.2 [2022].

https://www.chinapandi.com/index.php/en/publications-en/circulars-en/5613-circular-to-war-risks-members-jwc-028